When it's become increasingly obvious that your financial situation is not going to improve without drastic action, it may be time to consider filing chapter 7 bankruptcy. You can take some perfectly legal actions before you file that might have you getting even more relief out of the filing. Read on and find out about actions to take before it's too late. Is Your Timing Right? If you have moved from one state to another in the past several years, you may have some choices when it comes to bankruptcy. [Read More]
It Doesn’t Take Much for an ERISA Disability Claim to Be Denied
The Employment Retirement Income Security Act (ERISA) of 1974 set minimum standards that employer-provided disability insurance plans have to follow. Unfortunately, insurance companies are not exactly eager to pay out any claims, despite ERISA's requirements. It takes very little for a claim to be denied. Here are some of the most common reasons you may be denied the disability benefits you desperately need: You Don't Meet the Policy Requirements Some disability plans allow generous benefits to disabled employees. [Read More]
Why Do You Need An Attorney To Fight A Traffic Ticket?
It is always wise to work with a traffic law attorney when you face a ticket. While many people do not consider traffic tickets serious, it is beneficial for many people to pursue the case in court so that they can avoid losing their license, adding points to their license, or spending money on fines. Do you feel unsure if you need a traffic violation lawyer? These are a few reasons why this might be a good option for your situation. [Read More]
A Messy Yard Plus Bad Weather Can Create Liabilities for Neighbors
Homeowners might not always keep their yards in the neatest condition. Some may leave all manner of objects strewn in the driveway and yard. Tools, chairs, and trash could litter the lawn, and yard waste can pile up. All this disorder can create safety hazards, but people who live alone might not worry about visitors on their property when enclosed by fencing. Placing "no trespassing" signs on the fence in a clear view while also padlocking the gates do tell others to stay out. [Read More]